{
    "_type": "insurance_destination",
    "name": "Kuwait",
    "slug": "kuwait",
    "code": "KW",
    "description": "Travel medical insurance for trips to Kuwait. Compare options and apply on Kawenter.",
    "url": "https://kawenter.com/insurance/kuwait",
    "url_ar": "https://kawenter.com/insurance/kuwait?lang=ar",
    "apply_url": "https://kawenter.com/index?tab=insurance&ic=KW",
    "agent_json": "https://kawenter.com/insurance/kuwait?mode=agent",
    "hub": "https://kawenter.com/travel-insurance",
    "hub_agent_json": "https://kawenter.com/travel-insurance?mode=agent",
    "languages": [
        "en",
        "ar"
    ],
    "benefits": [
        {
            "title": "Emergency medical help",
            "body": "Hospital and outpatient care for sudden illness or injury, subject to your policy wording and limits."
        },
        {
            "title": "Evacuation when included",
            "body": "If the plan includes medical evacuation or repatriation, it can coordinate transport when local facilities cannot treat you safely."
        },
        {
            "title": "Travel inconvenience benefits",
            "body": "Depending on the product, you may have coverage for long delays, missed connections, or baggage issues within stated caps."
        },
        {
            "title": "Straightforward start on Kawenter",
            "body": "Pick your destination and trip dates on the homepage, then continue the flow to review options that fit your journey."
        }
    ],
    "requirements": {
        "title": "What travelers usually arrange",
        "intro": "Coverage needs vary by destination and trip. In general, travelers choose medical coverage abroad plus assistance benefits that match their itinerary.",
        "bullets": [
            "Emergency medical and hospital coverage appropriate to your destination.",
            "Evacuation or repatriation if included in your chosen plan.",
            "Dates and destination that match your booking and visa file."
        ],
        "countries_note": null
    },
    "faq": [
        {
            "q": "Why buy travel insurance for this trip?",
            "a": "It reduces financial risk if you need emergency care, evacuation, or help with covered travel disruptions. Domestic insurance often does not travel with you the way a travel policy can."
        },
        {
            "q": "Does travel insurance cover routine checkups?",
            "a": "Most travel medical plans focus on emergencies and sudden illness, not planned checkups or pre-existing condition treatment unless the policy explicitly says otherwise."
        },
        {
            "q": "How do I start on Kawenter?",
            "a": "Open the Travel Insurance tab on the home page, select your destination, enter your travel dates and date of birth, then continue to review and purchase."
        },
        {
            "q": "How do claims work?",
            "a": "Use the claims contact and steps printed on your certificate. Keep receipts, medical notes, and police or airline reports when relevant."
        },
        {
            "q": "How much will it cost?",
            "a": "Premiums depend on age, trip length, destination, and the limits you pick. Run a quote on Kawenter to compare."
        }
    ],
    "rules": {
        "currency": "USD",
        "cost_per_day": 2,
        "min_days": 7,
        "max_travelers": 6,
        "refund_protection_fee": 5,
        "product_id": 7081,
        "age_bands": [
            {
                "min_age": 1,
                "max_age": 39,
                "multiplier_label": "base"
            },
            {
                "min_age": 40,
                "max_age": 48,
                "surcharge_percent": 90
            },
            {
                "min_age": 50,
                "max_age": 59,
                "surcharge_percent": 180
            },
            {
                "min_age": 60,
                "max_age": 69,
                "surcharge_percent": 240
            },
            {
                "min_age": 70,
                "max_age": 79,
                "surcharge_percent": 500
            },
            {
                "min_age": 80,
                "max_age": 89,
                "surcharge_percent": 900
            }
        ],
        "day_discounts": [
            {
                "min_days": 7,
                "max_days": 29,
                "discount_usd": 0
            },
            {
                "min_days": 30,
                "max_days": 59,
                "discount_usd": 10
            },
            {
                "min_days": 60,
                "max_days": 89,
                "discount_usd": 20
            },
            {
                "min_days": 90,
                "max_days": 119,
                "discount_usd": 30
            },
            {
                "min_days": 120,
                "max_days": null,
                "discount_usd": 60
            }
        ],
        "notes": [
            "Premium is per traveler from coverage days × $2/day with band discounts, then age surcharge.",
            "Refund protection adds a flat $5 fee when enabled.",
            "Create/pay requires passport file URLs; quote preview does not."
        ]
    },
    "api": {
        "get": "https://kawenter.com/api/insurance.php?action=get&slug=kuwait",
        "quote": "https://kawenter.com/api/insurance.php?action=quote",
        "rules": "https://kawenter.com/api/insurance.php?action=rules",
        "destinations": "https://kawenter.com/api/insurance.php?action=destinations"
    },
    "partner": {
        "catalog_detail": "https://kawenter.com/api/partner/v1/catalog/insurance/kuwait",
        "docs": "https://kawenter.com/docs/partner"
    }
}